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Working paper / 2026

MIVAS

Multi-Industry Voice Agent Simulation Bench

Abstract

Multi-Industry Voice Agent Simulation Bench (MIVAS) is an indicator of voice AI performance across economic sectors. MIVAS is comprised of tasks and verifiers with granular rewards executed in production-grade multi-agent RL environments across industries where voice AI is being adopted the fastest. Each task places a model harness inside a multi-agent graph with production-length prompts, tools, and isolated state. Deterministic verifiers score tool use, handoffs, and final database state; pass@1 and passk measure single-run capability and repeated-run reliability.

GitHub repository ↗

Clone the repository, pair a model harness with an industry task suite, and reproduce the evaluation environment.

Healthcare / C5-H4

C5-H4: Windermere balance, visit charge, then CareCredit and a link

hardBilling and payments· Alice Romano

What this task measures

The caller is on the line with Straus Dermatology for one locked request: Windermere balance, visit charge, then CareCredit and a link. They keep repeating that ask through a waitlist offer, a callback, or a different errand. We included it as a hard billing and payments case because balances and payment links have to come from the chart, at the amount on file. The agent succeeds only if it stays on that request, reaches the outcome by following the identity then billing path, and leaves the record exactly as this case requires: the right row written or cleared, and nothing extra.

Performance

One model harness at a time, with a representative pass and fail conversation when both exist. OpenAI Realtime 2.1 is the default view.

Recording

Conversation cost $0.391

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Audio

Speech Audio

Agent Audio

Handoffs

Tool Calls

Errors

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Transcript

How a conversation passes

Combined pass is the logical and of three deterministic gates. Tools, handoff path, and final database state must all pass on the same conversation. One miss fails the call.

This sample fails because tools did not match. Combined cannot pass unless every gate does.

1. Tools

Expected versus actual tool calls on this conversation.

Expected

Actual

  • transfer_to_identitynext_intent=billingtransfer_to_identityto=identity · from=receptionhit

    Parameters

     
    + from: reception
    - next_intent: billing
     
     
    + to: identity

    Output

    None recorded.

    None recorded.

  • identify_patientdob=1995-09-08 · zip=34786 · last_name=Romanoextra

    Parameters

     
    + dob: 1995-09-08
     
    + first_name: Alice
     
    + last_name: Romano
     
    + zip: 34786

    Output

     
    + ok: true
  • transfer_to_billingtransfer_to_billingto=billing · from=identityhit

    Parameters

     
    + from: identity
     
    + to: billing

    Output

    None recorded.

    None recorded.

  • verify_identityfull_name=Alice Romano · dob=1995-09-08verify_identitydob=1995-09-08 · full_name=Alice Romano · second_factor=34786hit

    Parameters

      dob: 1995-09-08
      dob: 1995-09-08
      full_name: Alice Romano
      full_name: Alice Romano
     
    + second_factor: 34786

    Output

    - data: {"verified":true}
     
      ok: true
      ok: true
  • get_patient_summaryget_patient_summaryhit

    Parameters

    None recorded.

    None recorded.

    Output

      ok: true
      ok: true
  • get_account_balanceget_account_balancehit

    Parameters

    None recorded.

    None recorded.

    Output

    - data: {"balance_cents":32000}
     
      ok: true
      ok: true
  • explain_chargeline_item_id=li_visitmissing

    Parameters

    - line_item_id: li_visit
     

    Output

    - ok: true
     
  • offer_financingoffer_financingamount_cents=32000hit

    Parameters

     
    + amount_cents: 32000

    Output

      ok: true
      ok: true
  • send_payment_linkmobile_e164=+14075550155send_payment_linkmobile_e164=+14075550155 · amount_cents=32000hit

    Parameters

     
    + amount_cents: 32000
      mobile_e164: +14075550155
      mobile_e164: +14075550155

    Output

    - data: {"sent":true}
     
      ok: true
      ok: true
  • end_callreason=caller_doneextra

    Parameters

     
    + reason: caller_done

    Output

    None recorded.

    None recorded.

Open a row for parameters and outputs. Required tools must appear. Extra industry tools are allowed. Missing: explain_charge. Extra: identify_patient, end_call.

2. Handoff path

Full industry architecture, same graph as the industry page. The left diagram marks the expected specialist path in green. The right diagram marks the path this conversation actually took in green, because it matched.

Expected path

transfer_to_identity → transfer_to_billing

Actual path

transfer_to_identity → transfer_to_billing

3. Final database state

The actual hangup matches the expected hangup.

Scores across model harnesses

Model harnesspass@1pass5Runs

Task definition

Locked caller script. This is the technical definition. Copy it as written.

You are an existing Straus patient. You got a bill for a few hundred dollars from the Windermere office and you cannot pay the whole thing this month. Answer their identity questions once, confirm the readback, then stay on the bill. Ask what you owe and why the visit charge is there. After you hear the amount and the explanation, say you cannot pay it all at once and ask whether there is a payment plan. Accept the financing they offer and ask for the payment link to be texted to you. Then thank them and end the call. Do not ask to book, reschedule, or cancel. Do not ask for a callback or to speak to a person. Do not ask about a waitlist, the patient portal, insurance, or the street, floor, or suite. Do not ask for any text other than the payment link. Stay until they have explained the visit charge, looked up a payment plan or financing in their system, then texted the payment link. A spoken 'we have plans' without a lookup is not enough. Do not ask them to text you an appointment confirmation.

Caller traits

full_name
Alice Romano
date_of_birth
1995-09-08
mobile
407-555-0155
zip
34786
patient_status
existing
preferred_office
Windermere
carrier
Oscar Health
member_id
O778899001